You are a person to us not a number.
We care about you and want to work with you to keep you in your home.
We are not a Bank. And we are not limited to the hard underwriting guidelines and time frames. We can work with you and we want to you stay in your home. Our time lines for decisions are very fast no waiting for weeks or even months.
Contact us today! You can call us at 888-445-6538, or you can email us, just click on the contact page. Or you can talk to us via live chat at the bottom of each page.
We want to keep our home
YES YOU CAN KEEP YOUR HOME!
There are many options:
1. Repayment Plans
2. Deferment Plans
3. Forbearance Plans
4. Hardship Plans
5. Loan Modification Plans
6. Debt Forgiveness Plans
7. Other - Creative Plans too!
Let's talk and find what works best for you and your situation. Once we come to an agreement all we need is the investor approval and that can happen very fast. Remember we are NOT a Bank and we can and will work with you! Contact us today and SAVE YOUR HOME.
We do not want to keep our home
There are choices here too! You do not want a foreclosure on your record.
1. If the market is not upside down. The best option will be to list your home for sale.
We will give you time to sell your home and we will work with your Realtor.
If there is equity in the property you deserve that cash. Do not walk away from it!
2. If the market is not upside down and you do not want to go through the hassle of selling your house.
Then the next best option is a Deed in Lieu.
This is where you deed the property back to the investor and you get to walk away.
You will want to leave the house in broom swept condition and turn the keys over to us.
Many times we can even get you some cash to help you move. Ask us how!
3. A Short Sale.
If the market is upside down, then we will give you time so you can sell your home for less that what is owed .
We will work with your Realtor to make this process very smooth.
Contact us today as these choices are better than a foreclosure on your record.
Investigating your options
Unfortunately, from time to time, bad things happen to good people. That is just a fact of life. Circumstances change, and sometimes that has a negative impact on us at the given time. Many homeowners who become delinquent on their payments did not plan on going into default - rather, circumstances in their daily lives led them down this path. It can become extremely stressful, over whelming and embarrassing. These feelings can lead on to want to go into hiding and not speak to others - even though help may be available.
It is OK to talk about the problems and try to find solutions.
So let's talk about your situation and see what can be done to help you make that next step.
There is no cost or pressure.
We will listen to your situation and offer solutions and we are willing to listen to any solution that you might have.
Contact us today and tell us "you want to talk about your situation" and together we can come to a decision that you will feel good about.
Dixie Servicing is attempting to collect a debt, and any information obtained will be used for that purpose. If you are represent by an attorney please provide us with their name and phone number. If you are currently a debtor in bankruptcy proceedings and subject to the protections of the automatic stay, or if you have received a final discharge in a bankruptcy, we not attempting to impose personal liability for the debt in violation of the bankruptcy laws, but we are exercising our rights against the lien. Dixie Servicing still has the right under the Mortgage to foreclose on the Property (11 USC § 524j) and (U.S. Supreme Court, Johnson v. Home State Bank, 501 U.S. 78 (1991))
The Rosenthal Fair Debt Collection Practices Ace and the Federal Fair Debt Collection Practices Act require that, except under unusual circumstances, collectors may not contact you before 8 a.m. or after 9 p.m.. They may not harass you by using threats of violence or arrest or by using obscene language. Collectors may not use false or misleading statements or call you at work if they know or have reason to know that you may not receive personal calls at work. For the most part, collectors may contact another person to confirm your location or enforce a judgment. For more information about debt collection activities you may contact the Federal Trade Commission at toll free telephone number 1-877-FTC-HELP or go to their website for more information at http://www.ftc.gov . If your loan was a purchase money second mortgage please let us know.